Are you in need of quick loans due to being hit with a sudden, unforeseen bill which you need to pay yesterday? Not to worry, we’re a fast loans NZ company which specialises in quick loans.
This means you can get a quick cash loan into your bank account today, in as little as 60 minutes after your application has been approved. We offer you fast and easy payday loans… no paperwork.
We are a responsible lender, which means we will tell you all costs associated with your personal loan clearly and upfront. This means you can make an informed decision when taking out a cash loan.
We charge interest on personal loans at a rate of 1.5% per day, which is equivalent to an APR of 547.5% per annum. You can view a full list of our Borrowing Costs here.
So you can clearly understand how much is paid back on a typical loan, we have created a fictitious example below so you can see the potential costs and repayments involved in paying back a fast loan.
Example – $500 Loan
Let’s take the example of Andrea. Andrea earns $600 net a week and would like to borrow $500 for urgent dental work.
She is paid on Wednesdays. Today is Monday 10th July, and Andrea is next paid on Wednesday 13th July.
Having chosen 5 repayments, Andrea’s loan repayments will be on the following dates:
Andrea’s final loan repayment is therefore on the 10th August. Andrea’s loan was approved and paid on Monday 10th, meaning Andrea will be borrowing the money for 30 days.
The total fees on the $500 Andrea borrows will be:
Establishment fee: $25
Direct Debit fee ($5 per transaction): $25
SMS fees: $6 Once to verify her and one reminder the day before each direct debit.
Interest (30 days @ 547.5% per annum): $150
Total repayment amount: $706
Andrea’s repayment schedule would look as follows:
Total repayment amount: $706
Once we’ve processed your application and your quick loan has been approved, our 60-minute guarantee ensures you will have the funds in your bank account within an hour.
You can get a personal loan through us in 3 simple steps
First, you can use our quick calculator to select the same day loan amount and repayment term, then complete the online application form.
Your funds will be transferred directly into your bank account within 60 minutes after your application has been approved.
We will automatically deduct repayments from your bank account depending on your loans agreed repayment schedule calculated during your application.
* Please note, this is business hours, and the speed of the transfer may depend on your bank. Some banks may accept the transfer within minutes, while other banks may take longer than the 60 minutes.
To make this easy for you, we have a secure method of collecting your personal information which is protected by robust security systems. So you can easily upload and save your personal documents online and access them at any time with complete peace of mind.
“I just wanted to email and say thank you to the team at Need Money Now. I can’t believe how quickly they processed my application, and how quickly I had the money. Really helped me out.”
To get a quick loan from us you need to meet certain criteria. For example, you must earn over $400 per week net from ongoing employment.
Please note, this doesn’t include any income you may be getting from benefits, self-employment, your pension, or disability benefit.
We pride ourselves on being more flexible than traditional lenders, however there are some basic criteria that you will need to meet.
These include being over the age of 18, and also currently in full-time employment amongst other criteria.
To view our full list of eligibility criteria to determine whether or not you will qualify for a fast loan, please visit our Do I Qualify information page.
If you are still not sure that you meet the requirements, than you can always contact one of our friendly team members for advice on your application.
You can find the full list of our criteria on the do I qualify page.
You can get easy loans from us even if you have bad credit. These are small loans, which can apply for as long as you meet the criteria.
For more info, visit our page:
If approved, your quick payday loan will be deposited into your account within 60-minutes. Please note, this time may vary depending on your bank.
The amount of easy loan you can get varies from $100 to $500 if it’s your first time. And up to $100 on subsequent loans.
Getting personal loans through us is a straightforward process. There’s no paperwork to fill out, you can do everything online, and you can have your money in your bank account within 60-minutes.
However, to get a personal loan from us you need to meet certain criteria. For example, you must earn over $400 per week net from ongoing employment.
To find out more, please visit our Do I Qualify information page.