Our fee structure is simple, direct and to the point, what you see is what you get.
Our rate of interest is 1.5% per day. This applies to the balance unpaid at the end of the day and amounts to the equivalent of APR of 547.5% per year. Interest only accrues 90 days past the due date on any unpaid payment.
If you’re in debt, then it’s probably most prudent to reduce the amount you currently owe before borrowing more money.
Need Money Now is a responsible lender. Our friendly advice is that you visit the Citizens Advice Bureau or go to sorted.org.nz for more information about effectively managing your money.