How Can I Get a Quick Loan?

Profile of a woman hands browsing a tablet

Traditional loan processes can be long and tedious affairs, with several applications and documentation to be submitted, multiple meetings, and days, weeks, or months of drawn out processing. In cases of financial emergencies, most loan options simply aren’t viable, as they take too long to process.

So how can you get a quick loan? Simply apply with our online loan application, and we can successfully process and transfer your loan within 60 minutes. At Need Money Now, we understand that not all loans have to be huge and life-changing.

Sometimes a potential borrower just needs a quick and small loan to deal with any kind of immediate financial emergency. Whether you need to quickly pay off a car repair bill or have an unexpected medical bill to deal with, Need Money Now is your best bet for a quick loan.

Here’s our easy step-by-step guide for a quick loan:

Step 1: Check Our Loan Criteria

Need Money Now has simple loan requirements that most Kiwis automatically qualify for. Our qualification criteria include:

  • Over 18 years of age
  • Must be a New Zealand resident
  • Must have stable, permanent employment
  • Must earn at least $400 per week after tax from employment
  • Must have computer, mobile phone, and internet access
  • Must have a bank account where the salary is electronically transferred every payday
  • Must have an email address

If you have successfully applied for a loan with Need Money Now in the past, you can skip to step 3. First-time applicants will need to continue to step 2.

Step 2: Prepare Your Relevant IDs

You will need to provide official identification as a first-time loan applicant at Need Money Now. We accept the following forms of ID:

  • New Zealand driver’s license
  • New Zealand passport (up to 2 years of expiration)
  • Foreign passport (must be current)
  • New Zealand Firearms License
  • New Zealand Emergency Travel Document
  • New Zealand Refugee Travel Document

First-time applicants will also be required to provide a secondary photo ID and a non-photo ID. These can be:

Secondary Photo IDNon-Photo ID
New Zealand student IDNew Zealand birth certificate
HANZ 18+ cardForeign birth certificate
International driving permitForeign citizenship certificate

Step 3: Fill in the Application

If you fulfill our qualification criteria and have your IDs on-hand, you can now fill in and submit our online loan application here.

Before you begin your application on that link, you will see on the top of the page our possible loan calculator.

This will help you see how much you might be able to borrow and your repayment schedule, which factors in your payday frequency, your next payday, and your desired loan amount. As we practice full transparency, you will also see the total fees and total interest of your loan.

Proceed to fill in the application, supplying your basic information, employment and salary information, bank details, and required identification. Your bank details are not saved on any Need Money Now database, and will be used by our automatic agent to check and verify your recent transaction history.

Step 4: Receive Your Loan

Successful loan applications can be processed, approved, and transferred to the borrower’s bank account within 60 minutes (depending on your bank).

Submit Your Need Money Now Loan Application Today

Quick, easy, and responsible. Need Money Now is New Zealand’s favorite stress-free source for simple and reliable loans. No matter what the problem or purpose, we can help you secure a quick personal loan. Solve your financial headache instantly with a Need Money Now quick loan today.